Storms Henk, Isha and Jocelyn have already caused havoc across the UK in 2024 and the effects of climate change are at the forefront of people’s minds, now more than ever.  Other than disruption to public transport and the seemingly never ending rainfall being hot topics of conversation (pardon the pun), the effects of flooding, highwinds and rainfall are having huge impacts on homes and businesses. Have you ever thought about the connection between climate change and your insurance? If not, we’re here to inform you on how the

Comparison sites: we all know them, most of us use them;but do they tell you everything? In this article, we are going to take a look into what comparison sites are, how they work and why some insurance providers choose not to be on comparison sites, so that you are able to decide whether using them is best for you or not.  What are comparison sites? Comparison sites are online platforms that allow users to compare prices, features, and other relevant information for products from different providers. These websites

Personal belongings cover, often referred to as personal possessions insurance, provides protection for items that are intended to be carried or worn outside of your home. This type of coverage safeguards against accidental damage, loss, and theft of these items. Typically, personal belongings cover is an optional addition that can be included with your home insurance policy. While it’s common for this coverage to extend to protect your items worldwide, it’s crucial to carefully review the terms and conditions of your policy before proceeding. What Does Personal Possessions Insurance

Legal expenses cover, also known as family legal protection, is an insurance product that can be purchased in addition to your standard home insurance policy. This coverage serves to safeguard you against the financial implications of legal actions, whether you are pursuing a claim against someone or defending yourself. Key Considerations These policies can assist in managing the legal expenses associated with pursuing claims and cover is provided to cover the costs of legal advice and representation. For your insurer to become involved in a legal claim on your

Home emergencies can strike at any time, and when they do, it’s essential to have a plan in place. Home Emergency is an optional cover that can complement your standard home insurance, providing benefits and services that are not typically included in regular policies. This additional coverage can be a lifesaver when the unexpected occurs, offering financial support and assistance in critical situations. What’s Included: The specifics of what’s covered and any exclusions can vary depending on your policy. However, a typical home emergency cover policy usually includes: What’s

When you think of quintessential British properties, thatched cottages may come to mind. And while beautiful, these houses come with increased risk and higher insurance premiums. In this article, we are going to explore why it is more important to insure a house with a thatched roof with the right cover. Let’s jump into it! What is a thatched roof property? A thatched roof property is a property that has a roof made out of dried reeds and grass, rather than the more conventional tiles. Although they look cosy