Home insurance provides peace of mind and is hopefully something you never have to use. But when an issue does arise you want to be sure your claim will be accepted. The bottom line is that if you have a genuine claim and it is within the terms of your insurance policy a claim will be accepted. However, there are a number of reasons why an insurer may not pay out, or only pay out part of the amount you’ve claimed for. This month, we explore those reasons, so

Your home is probably the biggest investment you will ever make and your belongings are precious assets you will want to protect. However, with the cost of living and energy bills shooting up, you may be looking at your home insurance and wondering if you’re getting the best value for money. If you have a mortgage, it is a requirement that buildings insurance is in place; but even if you are lucky enough to own your home outright, not having insurance isn’t very sensible. Should the worse happen you