With the national drive for net zero and the rise of energy costs, people are turning to energy-efficient upgrades to their homes.  From heat pumps to solar panels, in this article, we will inform you on the energy-saving home improvements you can make, the options you can pursue for funding, and how it can affect your insurance policy. What energy-efficient upgrades can you make to your home?  Types of energy-efficient upgrades and products can fall into a few categories, ranging from simple, low-cost replacements to more advanced changes. In

Hotter summers and drier weather are making ground movement a bigger issue for UK homeowners. For many, the result can be expensive repairs, lengthy subsidence claims, and the worry of whether their insurance will cover the damage. Spotting the early signs, such as visible subsidence cracks, can help prevent small problems from turning into costly ones. In this article, we will take a look at what subsidence is, the signs of subsidence, why it can impact insurance, and how to reduce the risk of it. What is subsidence? Subsidence

Managing a rental property isn’t always predictable, especially when it comes to rent payments. Whether you’re new to letting or an experienced landlord, missed or delayed payments can have a serious impact on your daily finances. That’s why many landlords are exploring options like rent guarantee insurance. As part of your overall landlord insurance strategy, rent-related cover is becoming an important consideration. In this article, we will explore what rent protection insurance is, how much it costs, what is and isn’t covered, and what other types of landlord insurance

You’ve received your mortgage offer – congratulations! This means your lender has approved your mortgage application and agreed to lend the amount needed to buy your new home. But before you get the keys, there’s something vital to sort out: buildings insurance. One of the most important steps in the home buying process is making sure you have the right home insurance in place by exchange of contracts. In this article, we’ll guide you through everything you need to know about home insurance for exchange, especially if you’re a

When renting a home, you’re not responsible to insure the roof over your head, but what about everything you own within it? While your landlord should have landlords insurance for the rental property itself, it won’t protect your personal belongings or offer cover if accidents happen that you’re responsible for. In this article, we’ll walk you through the different types of tenants insurance, what’s included and what’s not included, as well as additional cover. Do I need home insurance when renting? When renting a property, you don’t need to

With the introduction of the Renters’ Rights Bill, the private rental sector in the UK is set for some big changes. Designed to strengthen tenant protections and improve housing standards, the new bill also brings new landlord rules, some of which may affect how you manage properties, communicate with tenants, and even structure your insurance. In this article, we’ll explore what the Renters’ Rights Bill is, how it could impact landlords with new landlord rules, and what steps you can take to stay compliant. What is the Renters’ Rights