Unless you’ve been living under a rock, you’ve probably heard of home insurance – but what is home insurance, and do you really need it? If you wouldn’t be able to afford to completely rebuild your house and replace all of your posessions if the worst should happen, you should probably consider getting insurance! What are the two different types of home insurance? There are two different types of home insurance that you can purchase: You can also purchase Combined Insurance, which covers both the structural elements of your

Wondering what contents insurance is, and what it covers? You’ve come to the right place! There are quite a few things to consider when choosing the right insurance for you and your family’s possessions. Let’s take a closer look in our ultimate guide to contents insurance… What is contents insurance? Contents insurance covers loss or damage to anything in your home that is not part of the structure, fixed or fitted. It usually applies to furniture, clothing, jewellery, and electrical goods, however, you can also include personal possessions insurance

We all felt costs of household bills and essential products creeping up in 2022 due to the cost-of-living crisis; however many households will have welcomed a reduction in average home insurance premiums between April and October. However, due to rising inflation, supply chain concerns and climate issues, EY forecasts that UK home and motor insurers are set to make the largest annual loss in over a decade in 2023, resulting in increased premiums for consumers. In an ever-changing market, there are still many things consumers can do to save

Home insurance provides peace of mind and is hopefully something you never have to use. But when an issue does arise you want to be sure your claim will be accepted. The bottom line is that if you have a genuine claim and it is within the terms of your insurance policy a claim will be accepted. However, there are a number of reasons why an insurer may not pay out, or only pay out part of the amount you’ve claimed for. This month, we explore those reasons, so

Your home is probably the biggest investment you will ever make and your belongings are precious assets you will want to protect. However, with the cost of living and energy bills shooting up, you may be looking at your home insurance and wondering if you’re getting the best value for money. If you have a mortgage, it is a requirement that buildings insurance is in place; but even if you are lucky enough to own your home outright, not having insurance isn’t very sensible. Should the worse happen you