News & Insights
Browse our articles below, where we provide important tips, resources, and benefits for keeping your family and home safe.


Decoding the 5 Star Defaqto Rating: What It Means for Consumers
Here at Nest GI, we are extremely proud to recommend 5 Star Defaqto rated home & buy to let insurance products. Our aim is to provide the best possible products and service to our customers and partners, and to have that backed up by our great Google and TrustPilot reviews, is extra special! But who are Defaqto, and why are their ratings important? What is a Defaqto rating? The Defaqto rating system is part of an independent service that compares financial products. Analysts study the financial market and award


Insuring your unoccupied property
There are a few common situations in which unoccupied property insurance is required, such as when doing renovations or building work that involves moving out, waiting for a property sale to complete, travelling for an extended period of time or managing a probate. We’re here to answer our most frequently asked questions when it comes to insuring your unoccupied property. So get yourself comfy and grab a hot drink. Does standard home insurance cover unoccupied properties? On a standard home policy, you will usually be covered for a set


Insuring your flood risk property
If you live in the UK, you know that it rains… a lot. This doesn’t usually affect us too much, other than inconveniencing our plans. However, if your home is in a flood-risk area, it is definitely something that you need to consider when arranging any property insurance. Does standard home insurance cover flooding? You might be relieved to know that flooding is usually a standard peril included within buildings and contents insurance policies. This means that you are covered for damage to your property and belongings caused by


What home insurance do you really need?
Unless you’ve been living under a rock, you’ve probably heard of home insurance – but what is home insurance, and do you really need it? If you wouldn’t be able to afford to completely rebuild your house and replace all of your posessions if the worst should happen, you should probably consider getting insurance! What are the two different types of home insurance? There are two different types of home insurance that you can purchase: You can also purchase Combined Insurance, which covers both the structural elements of your


Contents Insurance: An Ultimate Guide
Wondering what contents insurance is, and what it covers? You’ve come to the right place! There are quite a few things to consider when choosing the right insurance for you and your family’s possessions. Let’s take a closer look in our ultimate guide to contents insurance… What is contents insurance? Contents insurance covers loss or damage to anything in your home that is not part of the structure, fixed or fitted. It usually applies to furniture, clothing, jewellery, and electrical goods, however, you can also include personal possessions insurance


The importance of professional insurance advice
We all felt costs of household bills and essential products creeping up in 2022 due to the cost-of-living crisis; however many households will have welcomed a reduction in average home insurance premiums between April and October. However, due to rising inflation, supply chain concerns and climate issues, EY forecasts that UK home and motor insurers are set to make the largest annual loss in over a decade in 2023, resulting in increased premiums for consumers. In an ever-changing market, there are still many things consumers can do to save