Personal belongings cover, often referred to as personal possessions insurance, provides protection for items that are intended to be carried or worn outside of your home. This type of coverage safeguards against accidental damage, loss, and theft of these items. Typically, personal belongings cover is an optional addition that can be included with your home insurance policy. While it’s common for this coverage to extend to protect your items worldwide, it’s crucial to carefully review the terms and conditions of your policy before proceeding. What Does Personal Possessions Insurance

Legal expenses cover, also known as family legal protection, is an insurance product that can be purchased in addition to your standard home insurance policy. This coverage serves to safeguard you against the financial implications of legal actions, whether you are pursuing a claim against someone or defending yourself. Key Considerations These policies can assist in managing the legal expenses associated with pursuing claims and cover is provided to cover the costs of legal advice and representation. For your insurer to become involved in a legal claim on your

Home emergencies can strike at any time, and when they do, it’s essential to have a plan in place. Home Emergency is an optional cover that can complement your standard home insurance, providing benefits and services that are not typically included in regular policies. This additional coverage can be a lifesaver when the unexpected occurs, offering financial support and assistance in critical situations. What’s Included: The specifics of what’s covered and any exclusions can vary depending on your policy. However, a typical home emergency cover policy usually includes: What’s

When you think of quintessential British properties, thatched cottages may come to mind. And while beautiful, these houses come with increased risk and higher insurance premiums. In this article, we are going to explore why it is more important to insure a house with a thatched roof with the right cover. Let’s jump into it! What is a thatched roof property? A thatched roof property is a property that has a roof made out of dried reeds and grass, rather than the more conventional tiles. Although they look cosy

Holiday homes are exciting investments. Whether you are purchasing a holiday home to jet off to in the summer holidays, or whether you will rent it out to earn a bit of extra income, you need to ensure that the right protection is in place to cover you if the worst should happen.  As holiday homes are left unoccupied quite often, they can be more susceptible to break-ins, flooding and tenant-related damage. Read our handy guide on holiday home insurance and how to keep your holiday home secure whilst

When purchasing a property, especially if you’re a first time buyer, there are so many things to think about that you might never have needed to before. One of these things is insurance. What is it, which types of insurance do you need and why? Are they legal requirements or nice to haves? Buildings Insurance is one of these categories, alongside contents insurance and even life insurance. But don’t panic – Nest GI are here to help with our handy guide on buildings insurance and whether or not it