Holiday homes are exciting investments. Whether you are purchasing a holiday home to jet off to in the summer holidays, or whether you will rent it out to earn a bit of extra income, you need to ensure that the right protection is in place to cover you if the worst should happen.  As holiday homes are left unoccupied quite often, they can be more susceptible to break-ins, flooding and tenant-related damage. Read our handy guide on holiday home insurance and how to keep your holiday home secure whilst

When purchasing a property, especially if you’re a first time buyer, there are so many things to think about that you might never have needed to before. One of these things is insurance. What is it, which types of insurance do you need and why? Are they legal requirements or nice to haves? Buildings Insurance is one of these categories, alongside contents insurance and even life insurance. But don’t panic – Nest GI are here to help with our handy guide on buildings insurance and whether or not it

From September 2021 to September 2022, the UK Fire and Rescue Services attended 620,758 incidents. 30% of these incidents were fires. From these 186,227 fires, there were 278 fire-related fatalities.   House fires affect so many people every year, and yet there are some simple precautions that we can take to prevent fires inside and outside your home, and stop you becoming one of these statistics. Tips for inside your home Regularly check electricals Ensuring that you are regularly checking your electric cables for exposed wires, loose connections or

Here at Nest GI, we are extremely proud to recommend 5 Star Defaqto rated home & buy to let insurance products. Our aim is to provide the best possible products and service to our customers and partners, and to have that backed up by our great Google and TrustPilot reviews, is extra special! But who are Defaqto, and why are their ratings important? What is a Defaqto rating? The Defaqto rating system is part of an independent service that compares financial products. Analysts study the financial market and award

There are a few common situations in which unoccupied property insurance is required, such as when doing renovations or building work that involves moving out, waiting for a property sale to complete, travelling for an extended period of time or managing a probate. We’re here to answer our most frequently asked questions when it comes to insuring your unoccupied property. So get yourself comfy and grab a hot drink. Does standard home insurance cover unoccupied properties? On a standard home policy, you will usually be covered for a set

If you live in the UK, you know that it rains… a lot. This doesn’t usually affect us too much, other than inconveniencing our plans. However, if your home is in a flood-risk area, it is definitely something that you need to consider when arranging any property insurance. Does standard home insurance cover flooding? You might be relieved to know that flooding is usually a standard peril included within buildings and contents insurance policies. This means that you are covered for damage to your property and belongings caused by