Residential Property Insurance

We believe that everyone should have access to the highest quality insurance advice. Whatever your circumstances, we are here to provide you with expert advice and products that fit your unique circumstances.

Why do you need home insurance?

Home insurance is an essential safeguard for every homeowner & tenant. Your home is not just a place; it’s where you create memories, and it’s a significant investment. But unforeseen events can happen to anyone, and protecting your home is paramount. 

Residential insurance ensures peace of mind that in the unfortunate event of damage or loss to your home or its contents, you will have financial protection to help you recover and rebuild.

Whether it’s protecting against fires, theft, or unexpected accidents, we’re here to advise you on the highest quality insurance tailored to your unique circumstances.

Why choose Nest?

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Service that is completely fee free

Building sums insured up to £2,500,000

Contents sums insured up to £150,000 

Excesses of between £0 – £500

Our Residential Property Insurance Service

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Residential property insurance can’t stop things from going wrong, but it can provide relief, knowing that you are covered if the worst were to happen. Because everyone deserves peace of mind when it comes to their home.

We have access to a panel of over 40 insurers.

Our fee free advice will guide you towards the perfect insurance solution. Trust us, finding you quality cover is our top priority. 

Most residential property insurance policies cover a range of different events, such as a fire, flood, escape of water, storm, subsidence, malicious damage and theft.

There are three different types of residential property insurance – buildings insurance, contents insurance and combined insurance.

Buildings Insurance

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Buildings insurance covers the structural elements of the property and its permanent fittings, such as the roof, walls, outbuildings and fitted kitchens and bathrooms. 

It typically covers damage caused by flooding, subsidence, falling trees, fires, storms, vandalism and theft. Depending on the policy, it can also cover for alternative accommodation if you are unable to live in your house following an insured event.

Buildings insurance is required as a condition of your mortgage.

Contents Insurance

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Contents Insurance covers the belongings that are inside your property. These policies typically cover items such as furniture, electricals and jewellery against events such as fire, floods and theft.

Often, contents insurance will also cover accidental damage or any items that you can take outside of the home, such as mobile phones and bikes. These are usually optional extras so it is worth checking over any policy before taking one out if this is something that you want to have.

Combined Insurance

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Combined policies cover both the structural elements of your property, and the contents within it.

Many people decide to go with a combined insurance policy as it can be a more cost-effective and convenient way of insuring belongings.

Insurance provided by 5-star providers

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Defaqto 5 star rated icon

As well as offering a completely fee free service, our residential insurance policies are provided by a panel of over 40 insurers, all awarded a 5 star rating by Defaqto. Defaqto star ratings show the quality and comprehensiveness of the features and benefits an insurance product offers.

Our residential insurance products can include:

Building insurance sum up to £2,500,000

Contents insurance sum ensures up to £150,000

Tenants contents only cover

Excesses between £0 - £500

Accidental damage

Trace & Access

Legal expenses

Outbuildings cover

What isn’t covered by residential property insurance?

Residential property insurance doesn’t tend to cover:

Damage due to normal wear and tear

High-value items unless you have told your insurer about them

Unoccupied properties for more than 60 consecutive days

Business-related damage if you run a business from home

We will work with you to provide a bespoke insurance product that fits your requirments.

Let us know what is required as part of your cover, as we will do our best to make it happen!

Why Nest GI?

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At Nest GI, we pride ourselves on delivering world-class customer service. Our dedicated advisors are trained to provide expert advice and recommendations, tailored to your needs.

As well as this, we know that the cost of living crisis is tightening everybody’s purse strings, which is why our service to you is, and will always remain, completely fee free. This means that you only pay for the insurance product that you purchase, not for the guidance that we have given.

Come and have a chat with us today!