Non-standard insurance

We believe that everyone should have access to the highest quality insurance advice. Whatever your circumstances, we are able to save you time, stress and money.

What is non-standard insurance?

Non-standard property insurance refers to insurance policies for properties that don’t meet the typical criteria to be insured under standard property insurance policies. This type of insurance is designed for properties with unique characteristics, higher risks, or circumstances that make them ineligible for standard coverage. 

Non-standard property insurance is often provided by specialised insurance companies or carriers that are willing to underwrite properties that might not be accepted by mainstream insurers.

Why choose Nest?


Service that is completely fee free

Building sums insured up to £2,500,000

Contents sums insured up to £150,000 

Excesses of between £0 – £500 

Non-standard insurance

with Nest GI


Non-standard property insurance can’t prevent unforeseen challenges, but it can offer reassurance, ensuring that you have coverage when unexpected events occur. 

Our expert advice comes at no cost and is aimed at helping you discover the ideal insurance solution. Rest assured, our main focus is on obtaining high-quality coverage for you because everyone should have peace of mind regarding their unique property.

Our non-standard insurance products can include:

Previous flooding or flood-risk areas

Previous subsidence or subsidence-risk areas

Non-standard constructions

Construction or renovation works

High net worth


Business use

Unoccupied property

How much does landlord insurance cost?

When it comes to the price of Landlord Insurance, often referred to as the premium, it's not a one-size-fits-all scenario. The cost is contingent upon the specific type and extent of coverage that suits your individual requirements.

The geographical location of your property matters. Some areas may pose higher risks of flood, subsidence, or other geographical issues, which will have an impact on the premium​.

The size of your home is another important factor in deciding your monthly insurance premiums. Usually, larger homes would cost more to rebuild, so will be more expensive to insure.

Older properties have a higher risk of having issues, especially those that are built out of non-standard materials. Wooden properties would be more likely to succumb to rot than newer builds, so the risk is higher.

Partnering with a respected broker such as Nest GI guarantees a personalised experiance that takes into account your individual situation, empowering you to make an informed choice regarding your insurance while keeping your budget in mind.

Why Nest GI?


At Nest GI, we pride ourselves on delivering world-class customer service. Our dedicated advisors are trained to provide expert advice and recommendations, tailored to your needs.

As well as this, we know that the cost of living crisis is tightening everybody’s purse strings, which is why our service to you is, and will always remain, completely fee free. This means that you only pay for the insurance product that you purchase, not for the guidance that we have given.

Come and have a chat with us today!