Commercial Insurance

We believe that everyone should have access to the highest quality insurance advice. Whatever your circumstances, we are able to save you time, stress and money.

Commercial insurance with Nest GI


Commercial insurance can’t prevent unforeseen challenges, but it can offer reassurance, ensuring that your business has coverage when unexpected events occur. 

Our expert advice comes at no cost and is aimed at helping you discover the ideal insurance solution. Rest assured, our main focus is on obtaining high-quality coverage for you because everyone should have peace of mind regarding their unique property.

What is commercial insurance?

Commercial insurance is a type of coverage designed to protect businesses and their assets from financial losses due to various risks. This type of insurance provides businesses with financial support in the event of property damage, liability claims, and other unforeseen events that could negatively impact their operations.

Why choose Nest?


Service that is completely fee free

Building sums insured up to £2,500,000

Contents sums insured up to £150,000 

Excesses of between £0 – £500

Our commercial insurance products can include:

Commercial property insurance

Public liability available for over 500 acceptable trades

Contract works

Employers liability

Tools cover

Buy to let portfolios

Flats above shops/offices

Blocks of flats

How much does commercial insurance cost?

Unfortunately, commercial insurance tends to be more expensive than home insurance due to the larger scale of risks and liabilities associated with businesses. Commercial policies often cover higher property values, larger liability exposures, and unique business-related risks, all of which contribute to higher premium costs. Much like residential insurance policies, how much you pay will vary on a number of different things. As well as the type of coverage you take out, several other factors come into play when calculating the cost, which can include:

Type of Business:
Different industries have different risk profiles, and insurance costs can vary accordingly.

Size of the Business:
The size of the business, including its revenue, number of employees, and physical assets, can impact insurance costs.

Factors such as local weather patterns, crime rates, and regulatory environments can influence the risk profile of a business.

Coverage Limits and Deductibles:
The Higher coverage limits and lower deductibles generally result in higher premiums.

Claims History:
Businesses with a history of frequent or high-value claims may face more expensive premiums.

Industry Regulations:
Certain industries may have specific regulations that impact insurance costs.

Working with a respected insurance broker such as Nest GI can help businesses navigate the complexities of commercial insurance and find the most suitable coverage at competitive rates.

Why Nest GI?


At Nest GI, we pride ourselves on delivering world-class customer service. Our dedicated advisors are trained to provide expert advice and recommendations, tailored to your needs.

As well as this, we know that the cost of living crisis is tightening everybody’s purse strings, which is why our service to you is, and will always remain, completely fee free. This means that you only pay for the insurance product that you purchase, not for the guidance that we have given.

Come and have a chat with us today!